It has been months of sleepless nights; worrying about how I was going to get out of the enormous amount of debt that I'm in. Well miracles do occur and this week Chase settled a $20,000 debt with me at 45%. They were very nice to me through this process and would just make calls and see if my situation had changed. I wish I could say it has, but truth is my phone hasn't rang with new business for over a week now; the housing market is just dead.
So now I'm waiting for my IRS refund that is still tied up. I still have about $4,000 left for debt settlement from the money I borrowed. So I don't have enough money to settle with anyone right now and I have two creditors left. I have some money tied up in an escrow account that may come to me by June, about $3700. I'm having a moving sale on Memorial day weekend and I'm selling a lot of my furniture and lots of other things I've accumulated through the years in my basement.
Hopefully, everything will come together and I can finish this credit card mess. I'm not talking to the last two creditors for the rest of this month, I talked to them last week and actually had a heated discussion with the meanest creditor I have; they have been the worst and have treated me like a piece of crap since day one. I have had nightmares about that last creditor; I hope I will be able to settle with them soon.
The nightmare is almost over ...
May 10th, 2008 at 12:42 pm
May 10th, 2008 at 01:41 pm 1210426901
May 10th, 2008 at 03:55 pm 1210434914
May 10th, 2008 at 04:05 pm 1210435533
May 11th, 2008 at 01:31 pm 1210512671
May 11th, 2008 at 11:40 pm 1210549205
I am so happy to see you are making so much progress. It has got to be a huge weight lifted off your shoulder. I hope the moving sale is a success. We did that when we sold last year. I was so sad getting rid of most things but now months later, I don't miss any of it.
I wish you luck with the last 2 creditors. I will be reading along to see how it all goes.