Home > Archive: August, 2008

Archive for August, 2008

Contract on the House

August 17th, 2008 at 09:10 pm

This has been an amazing 10 days. I sold a diamond ring for $1000, I sold my used car after it was in an accident and I made $6,900 with the insurance check, I sold my second vehicle, which needed about $3,000 work, to an auction service and lost $800 on what I owed, but it beats the repairs and I wanted to pay off the loan associated with the car and I can't afford an expensive German car that is falling apart. My neighbor sold me her car $6,000 under loan value and the bank actually gave me a loan because there was plenty of equity and I had only a six month flaw in my credit history; after all I have been through this last year and this year, my credit score was still 622.

I have saved the best for last; I got a contract on my home and will be paying off another $152,000 in debt and I'll be walking away with a sweet $8,000, better than a foreclosure and down to one home. The people that came of the first of the month were tire kickers and didn't even have a bank preapproval, they just had a plan with no substance. I was very discouraged, then one day out of the blue people show up and want to see my house, no appointment or anything, they just show up and I let them in and they love it and we sign a contract and they are bank preapproved and we will close in six weeks. I feel so fortunate, I was so frightened I would be sitting on this house for another winter and I didn't know how I was going to do it, now I don't have to worry.

My business is really down and I'm thinking about finding a second job waitressing or bartending evenings. In October I'm moving to a high end ski area, this is where my second home is, so there should be more work in that area maybe I can find some business there too on condo sales and etc.

So that is all my great news and I'm truly grateful for all the blessings occurring in my life; I know I will survive and someday this will all be past me and it's looking like sooner than later.

Showing the House ...

August 5th, 2008 at 10:28 am

So my house is on the market now; I had one tire kicker show up at one of my yard sales and he just had to see the house and got me all excited and was never to be heard of again. So I put my house out there and I've been waiting patiently and I received an email from someone interested that wants to look at the house this Wednesday.

So on Friday my husband and I decided to go away for our anniversary and my 50th birthday and we take a low budget trip and drive to the Ocean shore and stay in a Best Western for a few days. I check my email on vacation and find an email asking to see the house. So we came home early yesterday, I start freaking out; found some peeling paint outside by the doors so I scrapped and painted that, then found the gas grill had blown black smoke all over one side of the house were I had been cooking and I had to wash and paint that. My husband started to help me and he washed all the outside windows. I was going to the basement and noticed numerous hand prints, dings and marks on those walls so I painted the whole stair well and then I decided I don't like the looks of the down stairs bathroom so I tear that apart and start putting on a fresh coat of paint and before I know it; it's time for bed and the bathroom is only half done.

So here I am up again early and am going to finish that bathroom and then I will need to vacuum, mop, dust and wax the floors (my 18 year old son had friends in while we were gone). My potential buyer is coming tomorrow at 4:00 pm. So I have plenty of time to get the house looking cozy. I have moved some of my storage to the back shed to give the house a feeling of lots of room. One of the things I find is that if you keep looking, there is one more thing you can do; I feel like this is what ADD must feel like, I'm painting one wall, washing the toilet, then find myself cleaning a shower, it's hard to stay focused when there is so much I want to do and need to do.

Also, I have a job to do and I had calls while I was away, customers I need to get back to. I was going through the customers that called and four of them were people I am just giving credit report assistance to; these are people that are looking for help to clean up their credit so they can get a future loan. I generally give free credit repair educational services just to help people clean up and in a year or two they buy a home and use my service. These are time consuming customers and with the real estate market slow I'm finding time to help them; that really is a good thing.

So my plate is full, my trottle is to the metal today and I'm off multi-tasking. I hope this is not just another tire kicker ... there is so much work to preparing a house for showing.