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The nightmare is almost over ...

May 10th, 2008 at 12:42 pm

It has been months of sleepless nights; worrying about how I was going to get out of the enormous amount of debt that I'm in. Well miracles do occur and this week Chase settled a $20,000 debt with me at 45%. They were very nice to me through this process and would just make calls and see if my situation had changed. I wish I could say it has, but truth is my phone hasn't rang with new business for over a week now; the housing market is just dead.

So now I'm waiting for my IRS refund that is still tied up. I still have about $4,000 left for debt settlement from the money I borrowed. So I don't have enough money to settle with anyone right now and I have two creditors left. I have some money tied up in an escrow account that may come to me by June, about $3700. I'm having a moving sale on Memorial day weekend and I'm selling a lot of my furniture and lots of other things I've accumulated through the years in my basement.

Hopefully, everything will come together and I can finish this credit card mess. I'm not talking to the last two creditors for the rest of this month, I talked to them last week and actually had a heated discussion with the meanest creditor I have; they have been the worst and have treated me like a piece of crap since day one. I have had nightmares about that last creditor; I hope I will be able to settle with them soon.

5 Responses to “The nightmare is almost over ...”

  1. aevans1206 Says:

    Good luck to you!

  2. Ima saver Says:

    Hope things are settled soon.

  3. managinglife Says:

    I am so glad that you can see a light at the end of the tunnel. Good luck!!

  4. campfrugal Says:

    Don't let one bad creditor spoil how well you have been doing. I know it can be depressing when they act so mean. Just keep your chin up and know that you are worthy and it will work out in the end.

  5. girlndebt Says:

    And I wonder who that mean creditor could be...

    I am so happy to see you are making so much progress. It has got to be a huge weight lifted off your shoulder. I hope the moving sale is a success. We did that when we sold last year. I was so sad getting rid of most things but now months later, I don't miss any of it.

    I wish you luck with the last 2 creditors. I will be reading along to see how it all goes.

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